Go Uang APK: What You Need to Know Before Downloading
If you are looking for a quick and easy way to get some cash, you might have come across Go Uang APK, an app that claims to offer online loans with low interest rates and flexible repayment terms. But before you download and use this app, there are some things that you need to know. In this article, we will explain what Go Uang APK is, how it works, and what are the risks and benefits of using it. We will also show you how to download, install, and use Go Uang APK, as well as how to avoid scams and frauds related to it.
What is Go Uang APK?
Go Uang APK is an app that provides online loans for people who need some extra money. It is one of the many apps that offer pinjaman online (online loans) in Indonesia. According to the app's description, it offers loans ranging from Rp 2 million to Rp 5 million, with an annual interest rate of up to 18.25%, and a repayment period of 91 to 180 days. The app only requires a valid ID card (KTP) as a condition for applying for a loan.
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The features of Go Uang APK
Some of the features that Go Uang APK claims to have are:
Fast and easy application process: You can apply for a loan in minutes by filling out some basic information and uploading your ID card.
High approval rate: You can get approved for a loan within 24 hours, regardless of your credit history or income level.
Low interest rate: You can enjoy a low interest rate of up to 18.25% per year, which is lower than most banks and other online lenders.
Flexible repayment terms: You can choose a repayment period that suits your needs, from 91 days to 180 days.
No collateral or guarantor required: You don't need to provide any collateral or guarantor to secure your loan.
No hidden fees or charges: You only need to pay the interest and the principal amount of your loan, with no additional fees or charges.
The risks of using Go Uang APK
However, using Go Uang APK also comes with some risks that you should be aware of. Some of these risks are:
Lack of legal status: Go Uang APK is not registered or licensed by the Financial Services Authority (OJK), which means that it is operating illegally and does not comply with the regulations and standards set by the government.
Poor customer service: Go Uang APK does not have a clear or reliable customer service system, which makes it difficult for customers to contact them or get help if they have any questions or problems.
High potential for fraud and scam: Go Uang APK may use your personal and financial information for malicious purposes, such as identity theft, phishing, or extortion. They may also charge you with hidden fees or penalties, or harass you with threats or violence if you fail to repay your loan on time.
Negative impact on your credit score: Using Go Uang APK may affect your credit score negatively, as it may not report your payment history or status to the credit bureau. This may make it harder for you to get loans from other lenders in the future.
How How to download and install Go Uang APK?
If you still want to try Go Uang APK, you need to download and install it on your Android device. However, you should be careful and follow these steps to avoid any problems or issues:
The steps to download Go Uang APK
Go to the official website of Go Uang APK, which is
Click on the "Download" button on the homepage, and wait for the APK file to be downloaded.
Alternatively, you can also scan the QR code on the website with your phone's camera, and it will direct you to the download link.
Make sure that the APK file is from a trusted source, and not from a third-party website or app store.
The steps to install Go Uang APK
Before you install Go Uang APK, you need to enable the "Unknown Sources" option on your phone's settings. This will allow you to install apps that are not from the Google Play Store.
To do this, go to your phone's settings, then security, then unknown sources, and toggle it on.
Once you have enabled this option, go to your phone's file manager, and locate the APK file that you downloaded.
Tap on the APK file, and follow the instructions on the screen to install Go Uang APK.
After the installation is complete, you can open Go Uang APK and start using it.
How to use Go Uang APK?
After you have downloaded and installed Go Uang APK, you can use it to apply for a loan. However, you need to meet some requirements and follow some steps to do so:
The requirements to apply for a loan
To apply for a loan from Go Uang APK, you need to have:
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A valid ID card (KTP) that shows your name, date of birth, address, and photo.
A bank account that is registered under your name and has an active ATM card.
A phone number that can receive SMS verification codes.
An Android device that can run Go Uang APK and has a stable internet connection.
The process of applying for a loan
To apply for a loan from Go Uang APK, you need to follow these steps:
Open Go Uang APK and register with your phone number and password.
Fill out your personal information, such as your name, ID card number, address, email, occupation, income, etc.
Upload a clear photo of your ID card (both sides) and a selfie with your ID card.
Select the loan amount and repayment period that you want. You can choose from Rp 2 million to Rp 5 million, and from 91 days to 180 days.
Review the loan details and terms and conditions carefully. Make sure that you understand the interest rate, fees, penalties, and other charges that may apply.
Submit your loan application and wait for approval. You will receive an SMS notification within 24 hours if your application is approved or rejected.
If your application is approved, you will receive the loan amount in your bank account within minutes. You can check your loan status and repayment schedule on Go Uang APK.
The repayment methods and terms
To repay your loan from Go Uang APK, you need to follow these methods and terms:
You can repay your loan through bank transfer or ATM. You need to use the bank account number and payment code that are provided by Go Uang APK. You can find these details on Go Uang APK or on the SMS reminder that you will receive before the due date.
You need to repay your loan on or before the due date. You can choose to repay in full or in installments. However, if you repay in installments, you will incur more interest and fees.
You need to pay attention to the repayment amount and date. If you miss a payment or pay less than the required amount, you will be charged with late fees or penalties. These fees or penalties may vary depending on the loan amount and duration.
You need to keep track of your repayment history and status. You can check these details on Go Uang APK or contact their customer service if you have any questions or problems.
How How to avoid scams and frauds related to Go Uang APK?
As we have mentioned, Go Uang APK is not a legal or trustworthy app, and it may expose you to various scams and frauds. Therefore, you should be careful and vigilant when using it, and follow these tips to protect yourself and your money:
The signs of a fake or illegal app
Some of the signs that can help you identify a fake or illegal app are:
The app is not available on the Google Play Store or other official app stores.
The app is not registered or licensed by the OJK or other relevant authorities.
The app asks for excessive or sensitive information, such as your bank account password, OTP, PIN, etc.
The app offers unrealistic or suspicious loan offers, such as very high loan amounts, very low interest rates, very long repayment periods, etc.
The app has poor reviews, ratings, or feedback from other users.
The app has grammatical errors, spelling mistakes, or unclear terms and conditions.
The tips to protect your personal and financial information
Some of the tips that can help you protect your personal and financial information are:
Do not download or install any app that you are not sure about its legitimacy or credibility.
Do not share your personal or financial information with any app or person that you do not trust or know.
Do not click on any links or attachments that are sent by unknown or suspicious sources.
Do not pay any fees or charges that are not clearly stated or agreed upon in advance.
Do not use public or unsecured Wi-Fi networks or devices to access any app or website that involves money transactions.
Use strong passwords and change them regularly for your online accounts and apps.
The actions to take if you encounter any problems or issues
Some of the actions that you can take if you encounter any problems or issues related to Go Uang APK are:
Contact the customer service of Go Uang APK if you have any questions or complaints. However, do not expect a prompt or satisfactory response from them.
Report the app to the OJK or other relevant authorities if you suspect that it is involved in any illegal or fraudulent activities.
Seek legal advice or assistance if you face any harassment, threats, or violence from the app or its agents.
Delete the app from your device and cancel your loan contract if you want to stop using it. However, be prepared to face some consequences, such as penalties, fees, or lawsuits.
Conclusion
In conclusion, Go Uang APK is an app that offers online loans for people who need some cash. However, it is not a legal or trustworthy app, and it may expose you to various risks and dangers. Therefore, you should be careful and cautious when using it, and follow the tips and advice that we have provided in this article. Alternatively, you can look for other options that are more reliable and reputable, such as banks, cooperatives, fintech companies, etc. We hope that this article has been helpful and informative for you. Thank you for reading!
Frequently Asked Questions
Here are some of the frequently asked questions that people have about Go Uang APK:
What is the difference between Go Uang APK and Gojek?
Go Uang APK is an app that provides online loans, while Gojek is an app that provides various services, such as transportation, delivery, payment, etc. They are not related to each other in any way.
Is Go Uang APK safe and secure?
No, Go Uang APK is not safe and secure. It is an illegal and unregistered app that may use your personal and financial information for malicious purposes. It may also charge you with hidden fees or penalties, or harass you with threats or violence if you fail to repay your loan on time.
How can I get a loan from Go Uang APK?
To get a loan from Go Uang APK, you need to download and install the app on your Android device. Then, you need to register with your phone number and password. After that, you need to fill out your personal information and upload your ID card. Next, you need to select the loan amount and repayment period that you want. Finally, you need to submit your loan application and wait for approval. If your application is approved, you will receive the loan amount in your bank account within minutes. You can check your loan status and repayment schedule on Go Uang APK.
How can I repay my loan from Go Uang APK?
To repay your loan from Go Uang APK, you need to use bank transfer or ATM. You need to use the bank account number and payment code that are provided by Go Uang APK. You can find these details on Go Uang APK or on the SMS reminder that you will receive before the due date. You need to repay your loan on or before the due date. You can choose to repay in full or in installments. However, if you repay in installments, you will incur more interest and fees.
What are the alternatives to Go Uang APK?
Some of the alternatives to Go Uang APK are:
Banks: Banks are the most reliable and reputable lenders that offer various types of loans, such as personal loans, business loans, mortgage loans, etc. They have low interest rates, long repayment periods, and high loan amounts. However, they also have strict requirements, such as credit score, income level, collateral, guarantor, etc.
Cooperatives: Cooperatives are organizations that provide financial services to their members, such as savings, loans, insurance, etc. They have low interest rates, flexible repayment terms, and moderate loan amounts. However, they also have limited membership, availability, and accessibility.
Fintech companies: Fintech companies are online platforms that use technology to provide financial services, such as loans, payments, investments, etc. They have high approval rates, fast application processes, and convenient repayment methods. However, they also have high interest rates, short repayment periods, and low loan amounts.
How can I contact Go Uang APK?
To contact Go Uang APK, you can use the following methods:
Email: You can send an email to their customer service at cs@gouang.id.
Phone: You can call their customer service at +62 21 5082 0888.
WhatsApp: You can chat with their customer service at +62 813 8888 0888.
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